Steve sent me this article. It's cool and from this page...


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How to Think Like a Millionaire

By T. Harv Eker
Featured Trainer of The Masters Gathering

Rich people have a way of thinking that is different from poor and middle class people. They think differently about money, wealth, themselves, other people, and life. Let’s examine six crucial differences between how rich people think and how poor or middle class people think.

By doing so, you will have some alternative beliefs in the files of your mind from which to choose. In this way, you can catch yourself thinking as poor people do and quickly switch over to how rich people think.

Remember, beliefs are not right, wrong, true or false, they're just past opinions which can be changed on your command. The fact is, you can CHOOSE to think in ways that will support you instead of ways that don't.

1. Rich People Believe "I Create My Life"

Poor people believe "Life happens to me."

If you want to create wealth, it is imperative that you believe that you are at the steering wheel of your life; that you create every moment of your life, especially your financial life. If you don't believe this, then you must believe you have little control over your life and that financial success has nothing to do with you. That is not a very rich attitude.

Instead of taking responsibility for what's going on in their lives, poor people choose to play the role of victim. Of course, any "victim's" predominant thought process is "poor me." And presto, through the law of intention that's literally what they get; "poor," as in money, me.

Here's some homework I promise will change your life. For the next seven days, I challenge you not to complain at all. Not just out loud, but in your head too. I've given this little challenge to thousands of people and several hundred have personally told me that this exercise completely transformed their lives. I invite you to email me with the results of this experiment. I guarantee you'll be astonished as to how amazing your life will become when you stop focusing on the "crap."

It's time to decide. You can be a victim OR you can be rich, but you can't be both. It's time to take back your power and acknowledge the fact that you create every moment of your life. That you create everything that is in your life and everything that is not in it. That you create your wealth and you create your non-wealth and everything in between.

2. Rich People Play the Money Game to Win

Poor people play the money game not to lose.

Poor people play the money game on defense rather than offense. Let me ask you, if you were to play any sport or any game strictly on defense, what are the chances of you winning that game? Most people agree; slim and none.

Yet, that's exactly how most people play the money game. Their primary concern is survival and security, not wealth and abundance. So, what is your goal? What is your real objective? What is your true intention?

Rich people's big goal is to have massive wealth and abundance. Poor people's big goal is to have "enough to pay the bills..." on time would be a miracle! Again, let me remind you of the power of intention. When your objective is to have enough to pay the bills, that's exactly how much you'll get; just enough to pay the bills and usually not a cent more. You get what you truly intend to get. If you want to get rich, your goal has to be "rich." Not just enough to pay the bills and not just enough to be comfortable. Rich, darn it, rich!


3. Rich People Are Committed to Being Rich

Poor people are uncommitted to being rich.

Most of us have good reasons as to why it would be wonderful to be rich, but what about the other side of the coin? Are there reasons why it might not be so great to be rich or go through the process of trying to get rich?

Each of us has a file on wealth in our mind. This file contains our personal beliefs that include why being wealthy would be great. But for many people, their file also includes information as to why being rich might not be so great. These people have mixed internal messages around money and especially wealth.

One part of them says, "Having more money will make life a lot more fun." But then another part screams, "Yeah, but "I'm going to have to work like a dog! What kind of fun is that?" One part says, "I'll be able to travel the world." then the other part responds, "Yeah, and everyone in the world will want something from me." These mixed messages are one of the biggest reasons that most people never become rich.

In fact, the #1 reason most people don't get what they want is they don't know what they want. Rich people are totally clear they want wealth. They are unwavering in their desire. They are fully committed to creating wealth. They will do "whatever it takes" to have wealth as long as it's moral, legal and ethical. Rich people do not send mixed messages to the universe. Poor people do.

I hate to break the news to you, but getting rich is not a "stroll in the park." It's takes focus, expertise, 100% effort, and "never say die" perseverance. You have to really commit to it, both consciously and subconsciously. You have to believe in your heart you can do it and you deserve it. If you are not fully committed to creating wealth, chances are you won't.

4. Rich People Think Big

Poor people think small.

We once had a trainer teaching at one of our seminars who went from a net worth of $250 thousand to over $600 million in only 3 years. When asked his secret he said, "Everything changed the day I began to think big." In my book, SpeedWealth, I discuss the "Law of Income" which states that "you will be paid in direct proportion to the value you deliver according to the market place."
Another way of understanding this is to answer the following question: How many people do you actually serve or affect?

For instance in my business, some trainers enjoy speaking to groups of 20, others are comfortable with 100, others like an audience of 500, still others want 5000 people or more in attendance. Is there is a difference in income between these trainers? You bet there is.

Who are you? How do you want to live your life? How do you want to play the game?

Do you want to play in the big leagues or in little league, in the majors or the minors?

Will you play big or play small? It's your choice.

But hear this. It's not about you. It's about living your mission. It's about living true to your purpose. It's about adding your piece of the puzzle to the world. It's about serving others.

Most of us are so stuck in our egos that everything revolves around "me, me and more me." But again, it's not about you, it's about adding value to other people's lives. It's your choice. One road leads to being broke and miserable, the other leads to money, meaning, and fulfillment.

It's time to stop hiding out and start stepping out. It's time to stop needing and start leading. It's time to start being the star that you are. It's time to share your gifts and value in a BIG way. There could be thousands or even millions of people counting on you. Are you up to the challenge for our society and our children's sake? Let's hope so.

5. Rich People Are Bigger Than Their Problems

Poor people are smaller than their problems.

Getting rich is not a stroll in the park. It's a journey that is full of obstacles, twists, and detours. The simple fact is, success is messy. The road is fraught with pitfalls and that's why most people don't take it. They don't want the hassles, the headaches and the responsibilities. In short, they don't want the problems.

Therein lies one of the biggest differences between rich people and poor people. Rich and successful people are bigger than their problems while poor and unsuccessful people are smaller than their problems.

Poor people will do almost anything to avoid anything that looks like it could be a problem. They back away from challenges. The irony is that in their quest to make sure they don't have problems, they have the biggest problem of all... they're broke and miserable.

The secret to success is not to try to avoid or shrink your problems; it's to grow yourself so you're bigger than any problem.

Imagine a "level 2" character person looking at a "level 5" problem. Would this problem appear to be big or small? The answer is that from a "level 2" perspective, a "level 5" problem would seem BIG.

Now imagine a "level 8" person looking at the same "level 5" problem. From this person's perspective, is this problem big or small? Magically the identical problem is now a SMALL problem.

And for a "level 10" person, it's NO problem at all. It's just an everyday occurrence, like getting dressed or brushing your teeth. Whether you are rich or poor, playing big or playing small, problems do not go away. If you're breathing, you will always have so-called "problems."

What's important to realize is that the size of the problem is never the real issue. What matters is the size of you!
Remember, your wealth can only grow to the extent that you do! The idea is to grow yourself to a place where you can overcome any problems that get in your way of creating wealth and keeping it once you have it.

Rich people do not back away from problems, do not avoid problems and do not complain about problems. Rich people are financial warriors and when a warrior is confronted with a challenge they shout: BRING IT ON!

6. Rich People Focus on Opportunities

Poor people focus on problems.

Rich people see potential growth. Poor people see potential loss.

Rich people focus on the rewards. Poor people focus on the risks.

It's the age-old question, is the glass half empty or half full? We're not merely talking about "positive thinking" here, we're talking about a habitual way of seeing the world. Poor people come from fear. Their minds are constantly scanning for what's wrong or what could go wrong in any situation. Their primary mindset is "What if it doesn't work?" or, more bluntly, "It won't work." Rich people, as we discussed earlier, take responsibility for creating their life and come from the mindset, "It will work because I'll make it work."

In the financial world, as in most other arenas, risk is directly proportionate to reward; generally, the higher the reward, the higher the risk. People with rich mentalities are willing to take that risk.

Rich people expect to succeed. They have confidence in their abilities, they have confidence in their creativity and they believe that should the "doo-doo hit the fan", they can always make their money back or succeed in another way.

On the other hand, poor people expect to fail. They lack confidence in themselves and in their abilities, and should things not work out, they believe it would be catastrophic.

You have to do something, buy something, or start something in order to succeed financially. You have to see opportunities for profit all around you instead of focusing on ways of losing money.

Hi Guys

Here is something else that I thought you all might enjoy reading.

By Stuart Goldsmith

http://www.mindpowernews.com/InnerCircle.htm


Power Step #1: Be In Charge Of Your Life

Caring what other people think of you puts them in charge of your life, instead of you.

'What will other people think of me?' slavery is extremely common. Most of us are brought up (rightfully so) to consider others. But, unless we are discerning, we soon find ourselves caught up in a job we can't stand, or living in a relationship which makes us unhappy, or getting caught up in the spiral of poverty.

'Trying to please other people all the time' syndrome begins in childhood. It stems from a desire to be liked and admired. Let's look at a fairly typical scenario: three boys, Fred, Joe, and Matthew, all five years old, are best pals. They fight to sit together at school and spend their breaks in a group. Fred comes to school one day with a stack of pokemon cards to show his friends. Joe is envious of Fred's collection and a fight breaks out when Fred refuses to give a prized card to Joe.

There are several resulting scenarios, all with serious implications for Fred's future. A teacher could break up the fight and make Fred feel guilty for not parting with the prized card. Joe could refuse to talk to Fred even ending the friendship, unless Fred relented. Matthew would side with either Joe or Fred, or be a peacemaker and force the other two to discuss the problem and sort it out amicably.

The biggest danger to Fred, is if the solution entails his giving the card away, when he really doesn't want to. In other words, if the only reason he gives in, is because he desperately wants to be liked and it really matters what his friends think of him. If they were real friends, of course, Joe would understand Fred's view and Matthew would not criticise. Fred might even willingly offer Joe another not so valuable card out of his collection.

Over the years thousands of small incidents build up, until by the time we are adults, most of us make a habit of putting what other people think of us before our own personal needs and desires.

The Right Reasons

Before you cut the grass, decorate the house, start a business, go on holiday, always ask yourself, 'am I doing this for the right reasons?' Yes, the gardening has to be done, but not if you're in the middle of crucial market research and if you don't cut the grass today you're worried that the neighbour's will think you're lazy. Yes, a house has to be decorated, but not if it's at the expense of your health through shooting your stress level through the roof trying to fit it in between a busy advertising campaign, and it's only because your partner insists you do it now.

'Other people' slavery kills your creativity, your energy and drive towards your own goals and fulfilling your dreams. It stops you from going to places you want to visit and enjoying the kind of entertainment that you enjoy. So, make certain you're not always driven to do things, merely because you're worried about what other people think of you. Be confident in who you are!

Power Step #2: Strive to be Different

Nearly everyone you know will strive to be normal - because it's socially acceptable. But the normal person goes nowhere special and achieves the mundane.

Using a fictitious character called Norman, here's an example of his normal expectations of life and mediocre results:

'I live in a pleasant neighbourhood in an average house (translated as meaning: all the houses and gardens along the street look exactly alike, apart from the odd differences in plants). I own an average car (just another standard box on wheels, which apart from minor differences looks like nearly every other car on the road).'

Norman's other goals and ambitions: 'I save up all year round to take my wife and children on holiday, somewhere nice where it's safe. We usually book a package holiday, so everything is taken care of and we know exactly what to expect. Even the entertainment is all planned for us.

My job is boring, but it pays the bills and the pension is good. It'll never make me rich, but then I don't want to be rich (but he wouldn't give away a lottery win!). Anyone who's rich has had to lie and cheat their way to the top. I like to sleep at night with a clear conscience. I may not have much but at least it's honest toil.

I don't have much to do with the neighbours; I don't really like them. But, to keep the peace I mow my lawn once a week and keep the garden weeded and tidy, and do the odd job for them. I like to think they view me as a nice guy.

Every other weekend we visit our best friends, Alice and Paul, and they visit us alternate weekends. Like us, they're your average typical family. Most nights after work I shower, change and after dinner, put my feet up and watch television until bedtime. Every Sunday, we have a roast dinner and every Friday we treat ourselves to a fry up. Am I happy, well, it's life isn't it?'

That's how Norman thinks and lives his life and that's how many people live their life. The Normans spend their days, grumbling about how they hate their job, get fed up with their bosses and partners, but that's all they do. The same gripes day in and day out - but taking no action to change their situation, simply because they are slaves to being normal (and 'what will other people think of me, if I do something unusual?').

Living in the Fast Lane of the Elite

Let's compare Norman's goals and ambitions with another invented character, David. He's one of the smaller group of people who move forward and live the life of the elite and privileged.

'My philosophy on life is simple. Life is too short to be little.

I'm not concerned with what other people think of me. If all my neighbours want to cut down their hedges and build short brick walls and block pave their drives, that's their choice, but I'm not going to have it done just to please them. I like the trees so they're staying and I prefer to have a shingle drive. I've done everything possible to make our house individual.

Often, I ring Sarah from the office and ask her to forget about cooking dinner for that night and how about going out for a meal? We've tried all the restaurants within a twenty km radius.

We both love holidays, and I take the family as often as possible. We spend most weekends, exploring new places and trying out different activities.

I love my job, it's very challenging being a manager. I get to meet and work with people of many different personality traits, from varied backgrounds. Every now and then a junior is obviously aiming to take my job. I don't find it threatening, I like the challenge. I enjoy working with intelligent people who stretch my potential.

I work hard and I am paid well. Do I feel guilty? No, I expect to be paid handsomely for my efforts, I wouldn't have it any other way. We live in a large house in an exclusive area and that's my reward for going the extra mile at work. I don't automatically go home at the end of the working day. And sometimes I arrive at the office as early as 6am, just to prepare for a meeting with my team.

I want to be rich and I am prepared to plan and work towards my goals. I look forward to the future. I don't know what's around the corner and I don't care, because whatever happens I will handle the situation. I know I can solve problems - my strength lies within, it does not come from any outside forces. I couldn't care less whether other people approve of me or not, I know I'm okay and that's all that matters.'

Two Opposing Philosophies

Norman's slavery to acting normal (and slavery to what other people think), creates poverty and unhappiness. While David's striving to be different (and refusal to be a slave to other people's expectations of him) creates wealth and happiness.

If you are ever tempted to query if David's attitude is not a tad selfish, then just ask yourself this question, 'who would you prefer to have as a friend? Norman, who's bored and unhappy or David who's exciting and happy?' Easy isn't it.

Power Step #3: Look to the Future

If you dwell on your past mistakes your creativity can crash to a grinding halt and you will be unable to move forward. Losing is good if you interpret it correctly.

Demonstration Example: A friend of mine told me how a number of years ago, an acquaintance of his, approached him with a spectacular lead about a stock that was certain to triple in price in the next few weeks. The price was $7.45 a share. So, despite his misgivings he bought 200 shares. From that day the stock dropped. Finally eighteen months later he decided to cut his losses and sell.

He sold the stock for a huge loss at a grand total of $413. He could have let this one bad experience drive him from ever investing in the stock market again. However, this wise man explained, he was glad to have learned such valuable lessons.

It taught him:

1. Ignore the guy who wants to give a hot tip.
2. Check into a company carefully before buying.
3. Sell if it starts dropping too much.

Education of the Highest Merit

Don't regard mistakes as mistakes. It ceases to be a mistake and loses its power to hold you back if you can learn to be glad that you've not failed but learned valuable lessons in life. That attitude will help you to build future successes.

Lost a job? You probably weren't suited, so take the time out to decide what you really want to do. Built a business and then it crashed? Perhaps you don't like running your own business. Can't sell a product? Look for the reason and then act. Either try out other ways to sell it or scrap the product and sell a different one.

Blessed is he who is not discouraged by mistakes. Blessed is he who is glad he makes mistakes. Winning - or losing - is a state of mind.

Power Step #4: It's Never Too Late

Sadly, the following story is all too common: Bill spent years training to be an engineer, although he never really liked engineering. But he thought it was worth the sacrifice because it was a highly paid skill.

After college, he started a job with an engineering company. Years later he was still working at the same company and still hating it. His excuse was with a mortgage and family ties he was scared to leave the engineering firm and go into a job with lower wages.

After twenty years he was still afraid to correct a mistake made all those years ago. He was now too scared to change jobs, simply because he'd left it too late. He didn't want to compete with younger men experienced at their job.

If you have a goal and you find yourself saying 'it's too late', the only way to conquer that fear is to ignore it and go ahead and do the thing you fear. It's NEVER too late if you have the courage and the passion to follow your dream.

Power Step #5: Don't Crave Security


In ages past we accepted that life was full of hardships. They grappled with huge animals in a desperate bid to kill them for food. The odds were simple; either succeed or starve, kill or be killed.

As civilisations discovered fire and then electricity and gas to keep warm, bought food from markets and built houses of stone, people became less willing to deal with any unexpected events that threatened to turn their cosy life upside down. So, insurance was invented.

The idea of insurance is to cushion the impact of the unexpected. In theory it's a good idea, but it has turned our society into a population of security seekers. It has weakened our strength as individuals who know we can surmount any problem or situation that life throws our way.

The stifling extent of this slavery is enormous. The more security we have the less psychological freedom we can enjoy and the less our chances are of success and abundance.

Dare to Take a Chance

The only places to find security are a prison or mental hospital. Inmates are assured a roof over their heads, food and warmth and no responsibilities. The price tag for this security? No freedom.

Unfortunately, it's all too easy to reel off a list of bad things that could happen to us. For most people it's easier than thinking of the good things that could happen. People who crave security are slaves to a vivid imagination that conjures up bad news items that could happen to them, and they allow these images to cripple their actions. Too afraid to start that great business idea because of all the things they imagine that could go wrong. Too frightened to sell up and buy a larger house in another area because the house prices could drop or the children won't like the new schools, or... and so it goes on for an endless list.

Every child loves surprises and life is fun and exciting because of this. As we grow up and we fight for security, we eliminate the risks but in doing so we eliminate the surprises and limit our chances to achieve more than a humdrum life.

If you want to make sure you don't stifle your need for excitement:

1. Dare to be individual.

2. Dare to develop your own style - instead of following fashion.

3. Dare to study and work to improve yourself in your profession.

4. Dare to have a positive mental attitude and the courage to try.

In other words: Dare to take a chance.

Power Step #6: I Am Certain to Win


Our minds drive us to achieve exactly what we believe we're capable of achieving. This is good news because once we understand this and master the art of controlled thinking, then we can guide our destinies towards success.

Controlled experiments over many years have proved that children who are considered by their teachers, friends and families to be 'troublesome or terrors' actually end up getting into trouble with a high percentage becoming juvenile delinquents. However, the 'good' group of boys (in the same age group at the beginning of a study) believed by teachers, friends and families to stay out of trouble and succeed in school, go on to do so. Each group of children achieve in accordance with what people around them believe them capable of doing.

The conclusion of many similar studies is this: thinking does make it so. Only a miracle can make the football team win who starts a game with the 'we know they'll beat us,' attitude.

If you need to break the bonds of 'I'm certain to fail' slavery:

1. Hold positive chats with yourself.
2. Surround yourself with positive people.
3. Think, 'I'm going to succeed'.
4. Think, 'I'm a winner'.



The only person you will have to convince is yourself. Other people are automatically convinced you're great and a success, after you have convinced yourself.

I think everyone should read this (AGAIN) and when you have read it reply with "I".

"I"

Starting the "don't complain for 7 days" tomorrow (so I hope Bigpond call me today so I can let that issue go!!!)

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Last week it was just what I needed, so have copied and pasted it into a word doc on my desktop, for frequent reference!!:odwrocks:

"I"

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"I"

"I"

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:2tu::clapping::beach::dtr::fr::odwrocks:

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But then again I've always believed it! :2tu:

"I"
Retrain the Brain:1tu:

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Great stuff!!

John H

Alriiiight!

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I :wave:

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Cheers
Peter

I and good articles.

I and copied and printed thanks Bill and Romelio

I - True stuff!!

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"I" :odwrocks:

I - thanks guys for the info

" I " :fr:

"I"

truly believe this to be so.

I watch the DVD "The Secret" about 4 times a week.

Tracy

I - great stuff

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Well I am so glad I read this article again this morning.
Very timely!
"The more security we have the less psychological freedom we can enjoy and the less our chances are of success and abundance."
I have to admit I lost my way and went back to work in a JOB for a short period of time. Yesterday I thought "What am I doing???? I realised that I had slipped back into the security mentality mentioned in the article, which was actually destroying my peace of mind. I was unable to keep an eye on the market and had no energy left to do anything at the end of the day.
Today is a new day,
I have now woken up,
Thanks a million for the article,
Cheers,
Rosalie

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"It's NEVER too late if you have the courage and the passion to follow your dream"

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I:2tu:

Awsome "I" Inspiring

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:1smile::odwrocks:

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I. Very inspiring. Mahatma Gandhi once said, "We must be the change we want to see in others."

Steve M.

A definate 'I' from me... great stuff.

I :odwrocks:

I , the journey is just beginning:reading::reading:

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I. Unfortunately i failed the no complaining for 7 days the first time i went for a drive! Had to restart the clock. The challenge is going well now, on the second day. I have printed this out and will read it again. Thanks Bill and Romelio.

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"I"

I read this & thought it would be good to share it,

Start taking some ACTION right NOW, even if it is just one small step. And remember…….

Your thoughts will become your words.
Your words will become your actions.
Your actions will become your habits.
Your habits will become you character.
Your character will become your destiny.

DR. ROBERT ANTHONY

Lets give it up for the Doc:clapping:

Definetly worth reading again , it is so true....